The real estate business is a vast financial space, and, with an estimated $217 trillion worth of real estate property in the world, it is the bedrock of most major business. So, it comes as no surprise that when we talk about getting a part of that business, you might be confused as to how. Are we Realtors? Do we want to buy houses for cash? Do we want to work with other people's money? The answer is yes, yes and yes (and so much more)!
So, despite our attempts, conveying what we do is complicated because real estate is so multi-faceted, and we have expertise in many areas. We hope this clears things up:
If you own a home that you want (or need) to Sell
If you are in Foreclosure
Call us sooner rather than later. We can quickly get you on the right track to saving credit, and stalling losing your home. There are so many options and ways to fix this situation. We try to expend all of them before the last-ditch efforts are necessary. Feel free to read more about this here.
If you are going through a divorce or another life-change
We have many solutions here - we can buy your home quickly for cash; we can get you into our investors hands for multiple offers; we can sell the home in other ways, quickly.
If your home is in a probate situation (or if you live too far from your property)
Similar to a divorce situation, we can solve your family woes in several ways, assuming you want to sell (or rent).
If you are behind on payments
We have attorneys, mortgage brokers, and many professionals on our team to fix this before it becomes a foreclosure or short-sale.
If you own a cash-flow property(ies)
We often meet other investors who have one or more cash-flowing properties. Liquidating a portfolio is something we can handle with expertise, as you might not want to put the homes on the market and spook tenants, but might want to find investors at a desired price.
REMEMBER: We also sell real estate full-time (and successfully), so all aspects of representing buyers, sellers, tenants, landlords, we do. If you have a home to sell as a regular transaction, don't forget about us there either, we will sell it quicker, and at a higher price than another Realtor. We have so many buyers, investors, and avenues, where other Realtors just have the MLS!
If you hold a Note
If you don't know what a note is, you might listen up here!
A mortgage note, also known as a real estate lien note or borrower's note, is a signed document that promises to pay back a specified amount of money on a property with specific terms. These terms usually include an agreed upon price, interest rate, and period of time. This might seem nebulous or difficult to understand - but all you need to know is that if you own a note, we will buy it.
Sometimes you just want to get cash out of an investment, and we can buy partial notes, or whole notes, it's really up to you! Let's talk more about this.
If you are an Investor
Do you want to buy an investment property?
If you are seeking a multi-family, fix and flip, commercial investment, or some other type of investment property in order to make a return on your money, then we are here to help in several ways:
We have property that we are finding for you to be able to buy;
We have property that we have listed and are selling, that you can buy;
We have income-producing properties for which we are seeking financing (See 'If you have Money' below);
We can sell you the contract to a deal that we have found at a discount; In other words, you give us cash, we give you a deal we have pre-negotiated;
With any of the above, we can help you analyze the deal, as we have the tools, and have done this before - just determine your expected return, how much you want to spend, and we will work within your criteria.
Just to be clear, we have what we call pocket listings, or homes for sale that nobody knows about except us. This includes land, tear-downs, fixer-uppers, multi-family properties, and more. We might not have one today, but we might tomorrow.
In any case, we can add you to our investors list, and send you property as they come about, or you can take a look at our deals on this website.
If you have Money
We are actively seeking new income-producing properties in cities across the United States. Much of our effort is currently in Fairfield County, CT as well as Albany, NY.
If you want to explore the option of putting money into a passive income stream, we can discuss our deals and terms, so you can understand what we offer to investors. Typically, for any investment we initiate, there will be an offering with information about the deal, to pass on to someone like you.
For most deals, we will require a minimum of $25,000, and give you a quarterly payout of 5% or more (per year). Our returns WILL exceed many different types of investments, and in our opinion are safer. There is also possible appreciation (or depreciation) associated with these investments; so, the possibility that your money will make even more money in the long run.
For the time, we are investing in what we know, which is residential real estate, or income-producing properties with tenants. They have ranged from a single unit, to 10 units, but are continuing to explore bigger and more lucrative options (50-100 units for example).
We recommend that you express interest now (with no expectation or obligation), so we can add you to our financing list - or the place we go when we have deals. Getting in now will give you first crack at these deals in the future!
As is always the case, please contact an attorney and tax professional to discuss other benefits of purchasing investment properties, specifically from a tax perspective.
If you need HELP
We are your resources, your experts. We are here to answer questions about ANY situation you might have. Of course, if you are skeptical, call us for no-obligation discussion. We will guide you in the right direction, or tell you the hard (but true) facts. We gain a great deal of satisfaction when we help people in any way we know how to!
Other than asking us questions, and letting us help you with our knowledge, we expect something of you: If you know of someone in a tough position, tell them that we can help; if you see a friend or family member struggle with a real estate issue, have them contact us; if you win the lotto, and are lost as to what you can do to make more money, see if real estate fits with your long-term goals; ultimately, just think of us when real estate comes into your mind or your ear.
I want to reiterate, and likely beat a dead horse - our advice is free, and our skill in positioning you for the best possible outcome is expert. It's the only way we know how to do business!
Chris and Joe have years of knowledge, stories, and experience to share with you. This is where you can access their minds, to learn about what they do and how homeowners can be more effective when in tough situations.